Buy-To-Let Mortgages

We know buy-to-let mortgages inside out and we work with first-time and portfolio landlords right across the UK.

We’ll source the UKs leading High St and Specialist buy-to-let lenders to find the best Individual & Limited Company BTL mortgage deals.

Buy-To-Let rates starting from 2.95%

Call us – 01604 212879

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Save £100's - We'll never charge a broker fee

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    We search the UK’s leading lenders for the best buy to let mortgages

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    and many more…

    What is a Buy-To-Let?

    It is a property that is purchased with the intention of renting to tenants rather than occupying or living in it yourself. 

    The aim is to generate a rental income and make a profit after allowances for expenses, such as mortgage payments, maintenance and agent fees. Some landlords also invest in buy-to-let property to benefit from the potential growth in value over the time the property is owned.

    What is a Buy-To-Let Mortgage?

    It is a mortgage that is designed specifically for buy-to-let properties. Mortgage lenders offer different types of buy-to-let products depending upon the type of buy-to-property and who will buy the property (an individual or a limited company).

    The mortgage is based on the rental income that the property achieves rather than your own personal income, although some lenders will now allow personal income to be used to support the loan if required.

    BTL Mortgages Made Easy

    As a whole of market broker, we have access to thousands of standard and specialist buy-to-let mortgage products. 

    We use a wide range of lenders to cater for all buy-to-let scenarios, including complex limited company and large portfolio borrowers. 

    Call us on 01604 212879 for a no obligation buy-to-let mortgage review.

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    Experienced & First-Time Landlords

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    Personal & Limited Company BTL

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    No Minimum Income Requirements

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    Up to 85% Loan To Value (LTV)

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    Standard, HMO and MUFB Buy-To-Let

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    Adverse Credit & Complex BTL Cases

    Find Out More About Buy-To-Let Mortgages

    You can find out more about buy-to-let mortgages by reading our guide, which will cover all the basics and more. 

    Of course, you can also call us on 01604 212879 should you have any questions or an enquiry you wish to discuss.

    • HMO Mortgage Criteria
    • Experience Requirements
    • Deposit and Loan To Value
    • Valuation Methods
    • HMO Interest Rates
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    Expert Buy-To-Let Advice For All Types Of BTL Mortgages

    We have access to the whole market and can arrange buy-to-let finance for most scenarios. 

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    Limited Company BTL Mortgages

    Many landlords now purchase buy-to-let properties in a limited company. Find out more about the benefits of doing so by visiting our limited company page.

    • Newly formed limited companies
    • SPV’s and Trading businesses accepted
    • Ltd Company BTL for HMO and MUFB properties
    • Multi-layered companies accepted
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    Multi-Unit Freehold Block (MUFB) Mortgages

    A multi-unit block can be an excellent investment and is becoming increasingly popular with many landlords converting properties to this kind of set-up.

    Find out more about MUFB mortgages:

    • What is a multi-unit block?
    • Experience requirements
    • Criteria
    • View MUFB rates
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    HMO Buy-To-Let Mortgages

    A HMO is a property that is let to multiple tenants and as such can offer a higher rental return than a standard buy-to-let property.

    If you would like to find out more about HMO finance options then please explore our HMO guide.

    • Individual lender criteria
    • HMO experience criteria
    • Maximum loan to values
    • View HMO mortgage rates

    HMO Buy-To-Let Mortgages

    A HMO is a property that is let to multiple tenants and as such can offer a higher rental return than a standard buy-to-let property.

    If you would like to find out more about HMO finance options then please explore our HMO guide.

    • Individual lender criteria
    • HMO experience criteria
    • Maximum loan to values
    • View HMO mortgage rates
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    Get the best Buy-To-Let mortgage advice

    Speak to a buy-to-ley mortgage expert today, and we’ll search the market to find the best deal for you.

    We can help with:

    • BTL mortgage finance for individual and Limited Company borrowers.
    • Portfolio landlords, first-time landlords and first-time buyers 
    • Buy-To-Let Mortgages with adverse credit
    • Buy To Let mortgages with no minimum income requirements
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    Expert Advice - Zero Broker Fees

    We’ll never charge a fee for our services, including our initial advice and mortgage arrangements.

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      Speak To A Buy-To-Let Expert

      Call us on 01604 212879 or request a call back

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      If you'd like to keep updated with latest rates and developments

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      Like to run some numbers? Check out our range of BTL mortgage calculators

      Understanding the numbers for any property investment is essential, and our range of helpful calculators will help you know them better.

      • Understand rental stress tests for HMO’s
      • Calculate your HMO mortgage repayments
      • Calculate your HMO yield
      • Compare Rates

      To find out about Buy-To-Let Mortgages, call us on 01604 212879, or request a quote below