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PROTECTION

Most people will automatically protect their material goods such as house, car, valuables etc. as a matter of course, but often forget about protecting arguably the most important thing, YOURSELF! We can search for and provide advice on protection from a range of insurance companies, ensuring that not only will you have the right level of protection, but it will also be at a competitive premium.

By protecting yourself you can ensure that you provide financial protection for your family in the event that anything should happen to you. Protection can include one or all of the following benefits:

Life Cover

This is a cost efficient way to provide financial protection for your family in the event of your death. It would pay out as a tax free lump sum in the event of death, there are varying levels of life cover available, contact us for advice on what cover will suit your situation.

Critical Illness

A ‘Critical Illness’ can strike anyone at anytime, and getting back on your feet and back to work can be time consuming and pricey. A Critical Illness policy would pay out a tax free lump sum upon diagnosis of a specified ‘Critical Illness’ covered in the policy. The conditions covered do vary from insurer to insurer, contact us to find out what is the right policy for you.

Family Income Benefit

Provides a tax free regular income which is paid out for the remaining term of the policy if you die. Family Income Benefit can provide a replacement income and may be index-linked to inflation.

Income Protection

A policy that would provide you with a monthly amount if you were to be unable to work due to accidental injury or illness. This cover will provide financial support for as long as it takes to get fit enough to return to work (or the plan ends). Contact us to find out more.